Get Pre-Approved for Your Dream Home in California & North Carolina

David Ord, licensed mortgage loan originator with Mortgage Solutions Financial, specializes in helping California and North Carolina homebuyers get pre-approved for FHA, VA, conventional loans, and refinancing with competitive rates and personalized service.

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David Ord - Licensed Mortgage Loan Originator | Mortgage Solutions Financial

NMLS licensed mortgage professional serving California & North Carolina homebuyers. Get pre-approved today with transparent mortgage solutions, competitive rates, and expert guidance from application to closing.

Free Mortgage Calculator - Get Pre-Approved in California & North Carolina

Calculate your monthly mortgage payment for homes in California and North Carolina. Our free calculator estimates principal, interest, property taxes, homeowners insurance, HOA fees, and PMI to help you get pre-approved with confidence.

Instant updates as you type
Includes taxes, insurance, HOA, PMI
Supports 10–30 year terms

Mortgage Calculator

Estimated monthly payment

Principal & Interest
Property Tax
Insurance
HOA
PMI
Extra Principal
Estimates only. Not a commitment to lend.

Home Affordability Calculator

Determine how much house you can afford based on your income, debts, and down payment. This calculator uses the 28/36 debt-to-income ratio guidelines commonly used by lenders.

28% housing ratio calculation
36% total debt ratio calculation
Includes taxes, insurance, PMI

Affordability Calculator

Maximum home price you can afford

Max Monthly Payment
Based on Income
With Current Debts
Loan Amount
Based on 28/36 rule. Estimates only.

Get Pre-Approved: FHA, VA, Conventional & Jumbo Home Loans

David Ord at Mortgage Solutions Financial offers comprehensive pre-approval services for first-time homebuyers, move-up buyers, and refinancing throughout California and North Carolina.

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Conventional Loans California & North Carolina

Flexible conventional mortgages with competitive rates and PMI strategies for California and North Carolina homebuyers.

  • 3–5% down payment options
  • Rate/term or cash-out refinancing
  • Fixed rate & ARM mortgages
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FHA & VA Loans

Government-backed FHA and VA loans with low down payments for California and North Carolina veterans and first-time buyers.

  • FHA loans with 3.5% down
  • 0% down VA loans for veterans
  • Streamline refinance options
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Jumbo Loans

High-balance jumbo mortgages for luxury homes in California and North Carolina with competitive rates.

  • 10–20% down payment tiers
  • Bank-statement loan options
  • Interest-only payments available
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Mortgage Refinancing

Lower your mortgage rate or change loan terms with our streamlined refinancing process.

  • Rate & term refinancing
  • FHA/VA streamline options
  • No cash-out refinances
Get refinance quote →
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Cash-Out Refinance Loans

Access your home's equity for home improvements, debt consolidation, or investments.

  • Up to 80% loan-to-value
  • Competitive interest rates
  • Fast loan processing
Learn about cash-out →

Simple 4-Step Mortgage Process

Our streamlined home loan process ensures fast pre-approval and on-time closings for California and North Carolina homebuyers.

1

Connect

Tell us your goals and budget.

2

Get Pre-Approved

Know your price range with confidence.

3

Offer & Underwrite

We manage timelines and paperwork.

4

Close

Sign and get the keys!

About David Ord - Licensed Mortgage Loan Originator

I am a Mortgage Loan Originator working for Mortgage Solutions Financial mortgagesolutions.net. Please give me the opportunity to discuss your mortgage needs.

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Contact David Ord - Get Pre-Approved Today | Mortgage Solutions Financial

Ready to get pre-approved for your dream home? Contact David Ord, licensed mortgage loan originator serving California and North Carolina with expert mortgage guidance and competitive rates.

Contact Information

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Service Area

California & North Carolina

Send a Message

Email us at david.ord@mortgagesolutions.net